Why Apex Advisers?

Personal Service

APEX Advisers is committed to personal client service. That includes open communication, fee transparency and prompt replies to questions and inquiries. We understand that clients appreciate ongoing communication and answers to their questions in a timely and straight forward manner.

Fees

APEX Advisers understands that fees matter.  We know that fees play a key role in our clients overall portfolio returns that is why we pay close attention to all fees.  The advice marketplace is dominated by high cost firms that sell products with no fee transparency.  Today more investors and fiduciaries are seeking a fully transparent and cost effective investment adviser.  At APEX Advisers we utilize low cost investment vehicles and strive to keep our fees extremely competitive. At Schwab Institutional, our custodian, there are no account maintenance fees, custody fees or annual fees and their trading costs that are among the lowest in the industry.

Tax Management

APEX Advisers understands that taxes are a critical component in achieving your financial goals.  Our mission is to pay close attention to tax implications in constructing client's portfolios.  Our portfolios are constructed using asset location rules to minimize the tax impacts as well as tax loss harvesting strategies.  By combining tax-management, loss harvesting and low fees we can better position our clients to achieve their long term financial goals.

Ongoing Monitoring and Rebalancing

APEX Advisers follows a disciplined asset allocation strategy for each client.  The asset allocation will naturally fluctuate with the market causing your target allocation to move outside predetermined ranges. Rebalancing is a sound approach to a long-term investment strategy. By trimming allocations that have been outperforming, and adding to those that have been underperforming, we are implementing a “buy low and sell high” approach that is no longer based on any emotions that generally will cause lower than market returns.